Spendable balance is USDC. If you're holding something else — a different token, USDC on the "wrong" chain, or something that just landed in your wallet — the ghost can turn it into spendable USDC for you. Two ways to do it: a swap you ask for, or a sweep that tidies everything at once.

Both stay inside your own wallet. A swap or sweep never sends anything to an outside address — that's cashing out, which is handled separately.

Swap

Ask the ghost to swap one token into another and it routes it for you, delivering the result back to your own wallet.

"swap my eth to usdc" · "turn my polygon usdc into base usdc" · "convert it all to spendable balance"

1

Say what to swap

Name the token (and chain) you want to move, and what you want out — USDC by default.

2

Confirm the move

The ghost shows you what's being swapped and waits for your yes before it does anything.

3

It lands in a minute or two

The swap settles into your wallet shortly after. The ghost won't promise an exact out‑amount, because fees and a little slippage apply — that's just how swaps work.

Note

Swaps work across the supported chains and Solana — so "move my Arbitrum USDC to Base" or "convert that SOL to spendable balance" are both fair game.

Sweep stray deposits

Sometimes value shows up in your wallet that isn't spendable yet — a token someone sent you, leftover gas, the tail end of a deposit. A sweep rounds all of it up into spendable USDC in one go.

"convert everything to usdc" · "clean up my wallet" · "sweep whatever's in there"

  • It gathers up your held tokens (and Solana funds) and turns them into spendable USDC.
  • Anything that's already USDC is left exactly where it is.
  • Tiny dust amounts get skipped — below about a dollar, network fees would eat more than the sweep is worth.
Tip

A sweep is the quickest fix when you funded with the wrong token or chain, or someone sent you something unexpected. Ask "what's in my wallet?" first if you want to see it before tidying — see Your wallet.

What it costs

Nothing extra from SpendGhost. A swap or sweep only costs the network and swap fees it actually incurs — the $2.50 + 3% service fee is only on orders and cards, never on moving your own funds around.

Want to send funds off the platform instead?

Cash out to an address you control →

Learn More
Ask a question... ⌘I