Refunds & returns
How money comes back to you — automatically.
Refunds land back in your SpendGhost wallet as USDC, on the same chain you paid from. You don't file anything — the ghost handles it.
Automatic refunds
There are three kinds, and all happen on their own:
Note
You'll get a message when a refund is sent, with the on‑chain transaction as proof.
Returns
For items that arrived but you'd like to return, just ask the ghost and it'll help start the return where the retailer supports it. Return options and timelines vary by item and retailer.
Where refunds go
Refunds always go back to the wallet that paid — your SpendGhost balance. From there it's yours: spend it on the next order, or withdraw it.
