Add funds (send USDC)
Send USDC straight to your address — the ghost watches for it and texts you the second it lands.
The simplest way to fund SpendGhost is to send crypto straight to your own address. Ask for it any time and the ghost hands you your deposit address, then watches the chain for you — the moment your funds land, it texts you. No dashboard to open, no form, no waiting and wondering.
"add funds" · "where do i send usdc?" · "i want to top up $100"
Send USDC directly (the default)
Ask for your address
The ghost sends you your deposit address on its own line, so it's easy to long‑press and copy. Send USDC on Base — it's the cheapest and fastest rail — though Ethereum, Arbitrum, Optimism, and Polygon work too. See Supported chains.
Send it from any wallet or exchange
Paste the address into your wallet or your exchange's withdraw screen and send. You can send any amount.
The ghost catches it and texts you
Handing you the address arms a real watch, so the ghost genuinely texts you the second your deposit lands — usually within moments. It shows up as spendable balance, ready to use.
You never need to hold ETH for gas or do any swapping yourself — USDC you send lands as spendable balance.
"Did it land yet?" — just ask
Sent it and want to be sure? Ask the ghost to check and it does a live, on‑chain read right then — not a guess from a cache — across every supported chain (and Solana). It tells you exactly what's there.
"did it land?" · "is it there yet?" · "check my balance"
Chains can lag a few seconds. If a network is briefly unreachable, the ghost says so and offers to check again — it will never tell you "nothing showed up" when it simply couldn't read a chain. If your funds are there, it sees them.
Sent the wrong coin or chain? It catches that too
Crypto is easy to fumble, so the ghost watches for the common mix‑ups:
- Sent ETH, POL, or SOL instead of USDC? Native coins aren't spendable as‑is, so the ghost notices the deposit and offers to swap it into spendable USDC for you — in‑house, no third‑party bridge to figure out. Just say yes.
- Funds landed on the wrong chain? If you sent to a network other than the one something needs (for example, a card top‑up that needs Base but landed on Arbitrum), the ghost tells you where it landed and offers to move it over for you.
You don't have to untangle it yourself — the ghost spots it and handles the fix on your say‑so.
"Send $X and just buy it when it lands"
Short for a purchase you've already picked? You don't have to come back. After you confirm the item and the all‑in total, the ghost can lock in the plan: the instant your deposit covers it, it completes the purchase automatically and texts you. Works for an order or a card, too.
"send $54 and make the card the second it hits"
Fund from Solana
Holding funds on Solana? Send USDC, USDT, or SOL to your Solana deposit address and ask the ghost to convert it — it bridges over to spendable Base USDC in a minute or two. (Send only those three assets.) See Supported chains.
"i sent usdc to my solana address, convert it"
Prefer a card, or don't have crypto handy?
No problem — that's the fallback. You can pay by card or any token through a one‑tap checkout, or open your dashboard to deposit by card and convert it to balance. You can also use your own wallet with a spending limit instead of holding a balance at all.
How much should I add?
Whatever you like — your balance carries over between orders, and you can wipe it any time. A good starting point is the cost of what you're about to buy plus a little buffer.