FAQ

A friendly agent you text like a friend. Tell it what you want — or send a photo — and it finds the product, quotes an all‑in price, and buys it for you with crypto. It ships to your door and keeps you posted. See Introduction.

From a balance you control, in USDC. The default is to send USDC straight to your address — the ghost watches the chain and texts you the second it lands. No crypto handy? Pay by card or any token, or connect your own wallet and set a spending limit. No card on file, no bank. See How funding works.

Ask the ghost for your deposit address and send USDC (Base is cheapest and fastest; Ethereum, Arbitrum, Optimism, and Polygon work too). Handing you the address arms a real watch, so the ghost texts you the moment your funds land. Want to be sure? Ask it to check — it does a live, on‑chain read right then, never a stale guess. See Add funds.

The ghost catches it. Send a native coin (ETH, POL, or SOL) instead of USDC and it offers to swap it into spendable USDC for you. Land funds on the wrong chain and it tells you where they are and offers to move them over — no third‑party bridge to figure out. See Supported chains.

Yes — that's the point. No card tied to your shopping, only what the carrier needs is shared, addresses are encrypted, and you can wipe your data for real. See Privacy.

$2.50 + 3% per order, shown in full before you confirm. Any unused shipping buffer is refunded. See Pricing.

Real products from major retailers, shipping in the US — but it's not only shopping. The ghost is a private way to spend and off-ramp crypto generally: get a no-KYC prepaid Visa or Mastercard, grab gift cards, swap tokens, or cash out. Spend your crypto on anything, anywhere.

Yes. Ask for a prepaid Visa or Mastercard ($5–$500) and you'll have a virtual card in about ten seconds — no KYC, no credit check. Add it to Apple Pay or Google Pay and tap to pay in stores, or paste the number at online checkout. Cards are single-load, so when one runs out you ask for a fresh one. Cards today are US cards, built for US merchants and US billing/shipping. See Prepaid cards.

Hundreds of brands, with the redemption code delivered through a one-time private link the moment you pay — never printed in your chat. Reveal it once and pass it along however you like. See Gift cards.

The full card number and CVV are shown once, through a one-time reveal link, and are never stored at rest on our side — only the last four, brand, type, balance, and status. Cards are funded from your balance, with no bank and no card on file. See Card privacy.

Yes. Ask "what's in my wallet?" to see everything you hold across chains and Solana, swap a held token into spendable USDC, or cash out by sending funds to any address you control — an exchange, a cold wallet, a friend. Withdrawals get extra checks: you confirm the exact amount, address, and network, a brand-new address is double-confirmed, and large ones finish on your dashboard. SpendGhost charges no fee on wallet moves — just the network cost. See Your wallet.

Your balance is USDC. You can fund and spend on Base (preferred), Ethereum, Arbitrum, Optimism, and Polygon, and you can fund from Solana (USDC, USDT, or SOL, converted to spendable Base USDC). The ghost checks your balance across all of them. See Supported chains.

Yes. Ask it to compare options, check reviews, or find "the best" of something and it researches the web before recommending. Paste a link and it'll read the page and weigh in. See Research & recommendations.

iMessage, Telegram, and Slack today; WhatsApp and Discord soon. See Channels.

No. You just need USDC in your balance. Gas is covered for you, and the ghost can suggest a swap if you only hold another token.

Yes — send someone gift credit, or add a sub‑account with an allowance for a kid, partner, or teammate. See Gifting and Sub‑accounts & allowances.

You're automatically refunded if an order can't be completed or you cancel in time — and you get money back on any unused shipping buffer. See Refunds & returns.

Yes — ask the ghost to "wipe my data" or do it from your dashboard. It's permanent.

Just ask the ghost — it reads every message.