Points & referrals
Earn as you spend, for bringing friends, and on X.
SpendGhost rewards you for using it and for spreading the word.
Points
You earn 1 point per $1 on everything you pay for through the ghost — not just orders:
| You do this | You earn |
|---|---|
| Buy a product | 1 pt / $1 all‑in |
| Load a prepaid or gift card | 1 pt / $1 all‑in |
| Do a private swap | 1 pt / $1 moved + fee |
| Pay a service the ghost bought for you | 1 pt / $1 |
You earn on the things that carry a service fee. Moving your own funds around — an ordinary swap or a withdrawal to your own address — has no SpendGhost fee, so it earns no points.
The ghost tells you what you earned after each one, and you can see your balance any time in your dashboard or by asking:
"how many points do i have?"
Points follow the money: if an order is cancelled and refunded, the points from it come back off your balance too.
Referrals
Every account gets a shareable invite link (and a referral code). Ask the ghost for yours any time:
"give me my invite link" · "how do i refer a friend?"
Send it to a friend and:
- When they tap your link, they land on a quick welcome page and can text the ghost to claim — applying your code lands them a 50‑point welcome bonus, and they can save the ghost to their contacts right there.
- When that friend makes their first purchase, you get 100 points too.
You can also find your link and code in your dashboard. If someone gives you a code instead of a link, just tell the ghost:
"apply referral GHOST‑AB12"
A code can only be applied once per account, and you can't refer yourself (nice try 👻). Every gift you send on X also counts as a referral automatically.
Earn on X
Link your X (Twitter) account and rack up bonus points — see Earn on X:
- +25 for connecting your X account (once, ever)
- +100 for following @spendghost
- +50 for posting about SpendGhost (a few per month)
What points are for
Points are our way of saying thanks and will unlock perks over time. Keep using the ghost and racking them up.