Prepaid cards
Turn your balance into a no-KYC Visa or Mastercard you can spend anywhere.
A SpendGhost card is the simplest way to spend your crypto in the real world. Ask the ghost and it mints a prepaid Visa or Mastercard, funded straight from your balance — no application, no credit check, no KYC. Add it to Apple Pay or Google Pay and tap to pay in stores, or use the number online anywhere that brand is accepted.
"make me a card" · "i need a $50 visa" · "card i can use at the gas station"
Issue a card
Ask for one
Tell the ghost the amount you want on it — anywhere from $5 to $500. If you don't have enough balance yet, it'll point you to add funds first.
It's minted in seconds
For US cards this takes about ten seconds. The ghost confirms the brand, the amount, and the all-in cost (see Pricing).
Reveal and spend
The ghost sends you a one-time link to view the card number, expiry, and CVV. Add it to Apple Pay or Google Pay, or paste it into any checkout. See Card privacy for how the reveal works.
Spend it like any card
To a merchant, a SpendGhost card is a normal Visa or Mastercard:
- In stores — add it to Apple Pay or Google Pay and tap to pay.
- Online — paste the card number at any checkout.
- The everyday stuff — subscriptions, gas, groceries, a quick online order.
Cards today are US cards — built for US merchants and US billing/shipping (more below).
Single-load, by design
Each card is single-load: you fund it once, when it's issued. There's no topping up an existing card. When you've spent it down, just ask the ghost for a fresh one:
"new card for $100"
Keeping each card to a single load is deliberate — it keeps issuing instant and keeps your spending compartmentalized. A new card is always a few seconds away.
Where cards work today
Right now SpendGhost issues US cards. They mint instantly (about ten seconds), need no KYC, and are meant for US merchants with US billing/shipping — in stores via Apple/Google Pay, or online at US checkouts.
Cards for use outside the US aren't available yet. If that's something you need, tell the ghost — it helps us prioritize what to add next.
Funding the card comes from the same balance you use for everything else. No card on file, no bank in the loop — see How funding works.
What it costs
The card's face value plus the standard SpendGhost fee — $2.50 + 3%. For a $50 card that's $50 + $2.50 + $1.50 = $54. You see the full breakdown before anything is charged.