> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spendghost.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Meet SpendGhost 👻

A private way to spend and off-ramp your crypto over text — buy anything, get a no-KYC card, gift cards, swap, or cash out.

SpendGhost is a private way to **spend your crypto on anything, anywhere** — you just talk to it like a friend, over iMessage, Telegram, or Slack. Want a real product? It finds it, quotes an all‑in price, buys it, and ships it to your door. Want to spend in the real world instead? It can spin you up a **no‑KYC prepaid Visa or Mastercard**, grab **gift cards**, swap tokens, or help you cash out — all from a balance you control.

No app to install. No card on file. No checkout to wrestle with. Just a text.

The throughline: **spend your crypto privately — anything, anywhere.** Shopping is one thing the ghost does; cards and off‑ramping are right there alongside it.



## Why people use it

- **Effortless** — Messaging *is* the product. If you can text a friend, you can use SpendGhost.
- **Private** — You spend from a balance you control, in USDC. No card, no bank in the loop, and your habits aren't a product. Ask the ghost to wipe your data and it does.
- **Spend it anywhere** — Beyond shopping, the ghost turns your balance into a [no‑KYC prepaid card](/cards/prepaid-cards) you can tap with Apple/Google Pay, [gift cards](/cards/gift-cards), a [swap](/wallet/swap), or a [withdrawal](/wallet/cash-out). A real off‑ramp, not just a store.
- **Does the homework** — Ask for "the best" of something or paste a link and it researches reviews and comparisons, then recommends — it's not just keyword matching.
- **All‑in pricing** — One number, upfront: item + tax/shipping buffer + a small service fee. No surprises at the end.
- **It just handles it** — Finds options, places the order, tracks the package, and even refunds you for any unused shipping buffer.

## How it works, in one breath

**Say what you want**

Text the ghost what you're after — or send a photo of it.

**Get an all‑in quote**

It finds real options and quotes you a single all‑in total. Nothing is charged yet.

**Say yes**

It pays in crypto from your balance and places the order.

**Sit back**

It ships to you, and the ghost pings you when it's on the way and when it lands.

SpendGhost ships within the **US** today, and you'll need a funded balance before an order can go through. Both take about a minute to set up — the [quickstart](/quickstart) walks you through it.

**[Start in 30 seconds](/quickstart)**

Text the ghost and buy your first thing →

## What's in these docs

**[Quickstart](/quickstart)**

Start texting and place your first order.

**[Using SpendGhost](/using/finding-products)**

Finding products, photo search, orders, refunds, addresses.

**[Funding & Payments](/funding/how-funding-works)**

Fund your balance and see which chains we support.

**[Cards & Gift Cards](/cards/prepaid-cards)**

No-KYC prepaid Visa/Mastercard and instant gift cards.

**[Wallet & Cashing Out](/wallet/overview)**

Check balances, swap to USDC, and cash out to an address you control.

**[Sharing & Allowances](/sharing/send-money)**

Send money, gift credit, and set spending limits for family or your team.

**[Rewards & X](/rewards/points-and-referrals)**

Earn points on everything, refer friends, and link your X account.

**[Privacy & Security](/privacy/privacy)**

Exactly what we share, store, and how to wipe it.

**[Pricing](/pricing)**

The simple fee, explained.

## See it live