> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spendghost.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Prepaid cards

Turn your balance into a no-KYC Visa or Mastercard you can spend anywhere.

A SpendGhost card is the simplest way to spend your crypto in the real world. Ask the ghost and it mints a **prepaid Visa or Mastercard**, funded straight from your balance — no application, no credit check, no KYC. Add it to Apple Pay or Google Pay and tap to pay in stores, or use the number online anywhere that brand is accepted.

> *"make me a card"* · *"i need a $50 visa"* · *"card i can use at the gas station"*

## Issue a card

**Ask for one**

Tell the ghost the amount you want on it — anywhere from **$5 to $500**. If you don't have enough balance yet, it'll point you to [add funds](/funding/deposit) first.

**It's minted in seconds**

For US cards this takes about **ten seconds**. The ghost confirms the brand, the amount, and the all-in cost (see [Pricing](/pricing)).

**Reveal and spend**

The ghost sends you a one-time link to view the card number, expiry, and CVV. Add it to Apple Pay or Google Pay, or paste it into any checkout. See [Card privacy](/cards/card-privacy) for how the reveal works.

## Spend it like any card

To a merchant, a SpendGhost card is a normal Visa or Mastercard:

- **In stores** — add it to **Apple Pay** or **Google Pay** and tap to pay.
- **Online** — paste the card number at any checkout.
- **The everyday stuff** — subscriptions, gas, groceries, a quick online order.

Cards today are **US cards** — built for US merchants and US billing/shipping (more below).

## Single-load, by design

Each card is **single-load**: you fund it once, when it's issued. There's **no topping up** an existing card. When you've spent it down, just ask the ghost for a fresh one:

> *"new card for $100"*

Keeping each card to a single load is deliberate — it keeps issuing instant and keeps your spending compartmentalized. A new card is always a few seconds away.

## Where cards work today

Right now SpendGhost issues **US cards**. They mint instantly (about ten seconds), need no KYC, and are meant for **US merchants with US billing/shipping** — in stores via Apple/Google Pay, or online at US checkouts.

Cards for use outside the US aren't available yet. If that's something you need, tell the ghost — it helps us prioritize what to add next.

Funding the card comes from the same balance you use for everything else. No card on file, no bank in the loop — see [How funding works](/funding/how-funding-works).

## What it costs

The card's face value plus the standard SpendGhost [fee](/pricing) — `$2.50 + 3%`. For a $50 card that's **$50 + $2.50 + $1.50 = $54**. You see the full breakdown before anything is charged.

**[How the reveal stays private](/cards/card-privacy)**

What we show once, and what we never store →